There are several types of coverage that may be included in an auto insurance policy. Here are some common types of coverage:
This coverage helps protect you if you are found at fault in an accident and are sued by the other party. It can cover damages to the other party’s vehicle, as well as any medical expenses they incur as a result of the accident. In Texas the minimum policy amount is $30,000.00.
This coverage helps pay for damages to your own vehicle if you are in an accident. It can cover repairs to your car or the cost of replacing it if it is totaled.
This coverage helps pay for damages to your vehicle that are not the result of a collision, such as from a fire, natural disaster, or theft.
This coverage helps pay for medical expenses for you and your passengers if you are in an accident.
This coverage helps protect you if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages you sustained. It can cover your medical expenses and the cost of repairing or replacing your vehicle.
This coverage can help pay for the cost of a rental car while your vehicle is being repaired after an accident.
This coverage can help pay for services such as towing or jump-starts if your vehicle breaks down or has a flat tire.
Roadside assistance: This coverage can help pay for services such as towing or jump-starts if your vehicle breaks down or has a flat tire.
