El Paso Personal Injury Resources

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Essential Texas Personal Injury Laws You Must Know

Statute of limitations : Two years from the date of injury to file a lawsuit.
Discovery rule : Deadlines may be extended for delayed discovery of injuries.
Modified comparative negligence : You can still recover reduced compensation if you contributed to the accident (as long as the other party is at least 51 percent liable)
Punitive damage caps : Capped at two times the economic damages, up to $750,000 non-economic, or $200,000 total.
Medical malpractice : Non-economic damages are capped at $250,000 per provider.
Government claims : Notice is required within months, and damages are capped.

For complete statutes, visit the Texas Legislature Online and review Title 4 of the Civil Practice and Remedies Code . However, understanding how these laws apply to your specific situation requires a consultation with trial-experienced El Paso personal injury attorneys.

Police Reports in El Paso

Getting your police report quickly strengthens your personal injury claim, and you can file these steps:

For El Paso Police Department reports , submit a written request with the crash date, location, or names involved – you can get it in person for $6 or by mail for $7.50.
Highway accidents handled by the Texas Highway Patrol require using the TxDOT online system or calling 1-844-CRIS-HLP, though these reports take up to 14 days to appear.
Hit-and-run accidents must be reported to (915) 832-4436 within 10 days, and any delays can cost you valuable evidence.

At Abrar & Vergara, we handle this process for you and know exactly which report details strengthen your case for maximum compensation.

Texas Insurance Requirements

Texas requires minimum liability coverage:

$30,000 bodily injury per person
$60,000 bodily injury per accident
$25,000 property damage per accident

Uninsured/underinsured motorist coverage protects you when at-fault drivers lack adequate insurance or flee the scene. Texas requires insurers to offer UM/UIM coverage, but you can decline it in writing. Without this coverage, you could have zero recourse for compensation, regardless of how serious your injuries are. Dealing with insurance companies requires personal injury attorneys who understand their tactics and aren’t intimidated by their resources.

Personal Injury Blog

While online resources provide basic information, our blog offers insights you won’t find elsewhere because we don’t just read about personal injury law, we practice it in El Paso courtrooms. Our trial experience means we know which medical experts are credible to local juries, how judges handle evidence, and how insurance companies react when they’re facing El Paso personal injury lawyers who aren’t afraid of confrontation. This courtroom experience translates directly into better settlements and verdicts for our clients.

Additional Government Resources

Texas Department of Insurance: tdi.texas.gov , 1-800-252-3439
El Paso County Medical Examiner (wrongful death cases): (915) 546-2218

Texas Medical Board (medical malpractice cases): tmb.state.tx.us

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